Declaratory Judgment Litigation

At Smiley & Smiley, LLP, we specialize in representing clients in declaratory judgment litigation to compel insurers to acknowledge and fulfill their contractual obligations.

Our skilled attorneys vigorously advocate for our clients in matters involving complex coverage disputes, interpretation of policy terms, and enforcement of defense and indemnification obligations. By initiating declaratory judgment actions, we proactively seek a judicial determination that can decisively clarify coverage responsibilities, limit protracted disputes, and expedite resolution of claims.

We regularly litigate cases involving disputes over policy exclusions, ambiguous policy provisions, breaches of insurer obligations, and the scope of coverage provided under general liability, professional liability, property, and specialized industry-specific policies. For example, we frequently represent construction firms challenging insurers who unjustly deny coverage for construction-related claims based on contested interpretations of exclusions such as those related to faulty workmanship or subcontractor negligence. Through declaratory judgment litigation, we ensure insurers honor their responsibilities, providing essential defense and indemnity protection for our clients.

Throughout the litigation process, we remain focused on our clients’ objectives, tirelessly advocating to secure judicial recognition of coverage rights and ensuring insurers are held accountable.

Engaging Smiley & Smiley, LLP for declaratory judgment litigation provides the confidence and reassurance that your coverage disputes will be vigorously pursued to resolution, safeguarding your financial and legal interests.